Initially credit cards were metal tokens in the shape of coins, then they changed to metal plates to celluloid then fiber and now plastic with perhaps a photo of the holder and a magnetic strip on the reverse containing security information such as a personal identification number enabling the card to be used at money dispensing machines (ATM's) and merchant establishments. So, for those who feel that they have been adorned with the privilege of being trusted with a credit card, this could be a wake up call to stay out of debt. Who Issues Credit Cards?
Take it with you when you feel you actually need to use it in an emergency. At this rate you will take about six years to repay the debt if you keep on using the card.
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